I move my 1st character (a random level 34 character who is a banking toon on my main server) to the EU server - all my account stuff moved over to there because of autopack.
In reality I want all my account stuff to be on Cormyr server which I have determined will be the real new home of all my characters
Now I am screwed.
Nah. Move your stuff to Cormyr, and then move the other toons to the server you want.
You can consolidate items and characters as you wish, you just have to keep in mind the order in which you want to move them, so that the stuff associated with a specific server goes to the server you want.
1-So- prepare your toon (or toons) you want to send to Moonsea with everything they'll be carrying in their inventory. If you need extra space, use disposable characters to store more stuff.
2- Move your account stuff and main characters to Cormyr.
3- Move the character you want to send to Moonsea or other servers. You can transfer the disposable character items to the shared bank before the transfer if you have used the disposable characters.
Your account stuff will be in Cormyr, and you'll have your character(s) in Moonsea without any account support, just what's in their inventory and personal bank (and in the shared bank if you used my disposable characters trick). Just separate everything these secondary characters will need to move to Moonsea from the shared bank/crafting bank in advance.